Personal Insurance in Coral Springs, Florida
Helping You Prepare for the Unexpected
When you read or watch the news and shake your head in awe about the unfortunate circumstances people have experienced, you’ve probably thought to yourself, “That will never happen to me.” Nothing could be further from the truth – accidents happen to everyone and when they do, you need to be prepared. Turn to the experienced insurance agents at Steven Marcus Insurance to protect yourself.
The Critical Insurances
Some people cringe at the idea of paying monthly for an intangible product that may never be used. Insurance should be seen as one of the most important investments, providing protection and peace of mind. There are two types of insurance you absolutely need to protect some of your biggest assets: auto and home insurance. While you may pay a little for it each and every month, you’re saving a lot down the road when life happens.
While you may be the safest driver on the road, you can’t count on others to be the same way. Over 6 million car accidents happen in the U.S. annually. If you end up in a crash without car insurance, you’re taking a huge risk with your bank account and your assets. An insurance policy will safeguard your finances from these unexpected collisions and protect you from lawsuits and astronomical bills.
Having a valid car insurance policy is also the law in most states, where drivers are required to have a minimum amount of liability coverage that proves you can pay for post-accident expenses. Driving without insurance can end in fines, the suspension of your driving privilege or even the impoundment of your vehicle.
Home insurance can be thought of as a protective bubble around your domicile. Even if you have the best home security system available, burglary is not the only misfortune that may befall your abode. Pests, animals and natural disasters can be difficult to foresee, and once they cause damage, it may be too late.
When the average home costs around $300,000, it’s likely to be your biggest and most valuable asset. Having it protects more than your home; it also protects you, your family, your personal property and more from natural disasters and liability for injuries or property damage. Many lenders now require that you provide proof of insurance before funding your mortgage or allowing you to refinance.
Fair Rates on Home and Auto
Our goal at Steven Marcus Insurance is to get you approved for the best rate possible. Our reliable agents will make it easy and affordable to obtain great home and auto coverage so that when the unthinkable happens, you’ll be ready.
Other Personal Insurance
We offer multiple kinds of personal insurance outside of home and auto so that you can have peace of mind while you travel, prepare for college and plan the wedding of your dreams. Below are the different kinds of personal insurance we offer.
Special Event Insurance
The last thing you want to worry about during your big event, whether it is a wedding, a business launch party or anything else, is property damage, injuries and other accidents.
Special Event Insurance protects you, and all parties involved during the event (the company for a business event, the event planner, venue, etc.) from losses and provides you with general liability coverage for your occasion.
Be prepared for unexpected illnesses, accidents and baggage loss with a comprehensive travel insurance policy.
Travel insurance can help you to rest easy, knowing that you are covered, so you can enjoy your trip with peace of mind no matter what happens. Our travel insurance policies offer travel medical insurance to cover unexpected injuries or illnesses while you travel, so you can get treatment without worrying about the cost of medical care at your destination.
Our policies also offer protection against trip cancellation and interruption, so if you have to cancel or cut your trip short due to an emergency, you can get compensation for your losses. This policy also includes coverage for lost luggage and personal belongings.
The cost of paying for college can be overwhelming, and it can be difficult to find ways to save and prepare for you or your child’s higher education. Our college insurance plans can ease the load on your shoulders and help you to save money. Our plans insure your college fund, so that you or your child can achieve their dreams no matter what hardships you may face.
Here for You, No Matter What
No matter the situation, when you have a claim, we will be here to assist you with your personal insurance needs. Contact us today to get a quote and let our team of agents help you.