If a customer is injured by tripping over a loose board in your store, you may be responsible for their medical costs. With commercial liability insurance, you can protect your business from the financial loss associated with that responsibility. Commercial liability insurance covers property damage or personal injury caused by your employees, services or other operations.
If you are a contractor or if you have equipment that is easily and commonly moved from one job site to another, equipment floater insurance is perfect for you. This type of insurance protects mobile equipment and covers losses from fire, flood, equipment breakdowns and vandalism.
Commercial umbrella insurance is a great supplement to commercial liability insurance and can help cover liability expenses when you reach your liability coverage limits. With commercial umbrella insurance, you can be prepared for large, unexpected liability costs.
In the construction business, contractors often work on customer property to install or provide the services their customers need. During work, accidents can happen, and contractor liability insurance will protect your business from costs associated with injuries and even property damage.